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Adversarial Robustness in Financial Machine Learning: Defenses, Economic Impact, and Governance Evidence

Published: December 14, 2025 | arXiv ID: 2512.15780v1

By: Samruddhi Baviskar

Potential Business Impact:

Protects money-making computer programs from being tricked.

Business Areas:
Machine Learning Artificial Intelligence, Data and Analytics, Software

We evaluate adversarial robustness in tabular machine learning models used in financial decision making. Using credit scoring and fraud detection data, we apply gradient based attacks and measure impacts on discrimination, calibration, and financial risk metrics. Results show notable performance degradation under small perturbations and partial recovery through adversarial training.

Page Count
13 pages

Category
Computer Science:
Machine Learning (CS)